Need to Renovate an Existing Home?

Watch the following videos to learn about your 203k Renovation Refinance Loan options.



Purchasing a Fixer Upper?

Watch the following videos to learn all about 203k Renovation Purchase Loan options.




203k or HomeStyle Mortgage Loans

Buy a house and fix it up using the same mortgage loan!

When shopping for a new home, you may come across homes that are in the perfect location, but, maybe aren't quite in the condition you need. If you find that perfect location and you think the house has the potential to be perfect for you with a few repairs or renovations, this is where an FHA 203K or Fannie Mae HomeStyle can help.

Already own a home that you love but it needs TLC or you would like to expand? The FHA  203K or FNMA HomeStyle is the answer.

The 203K and HomeStyle can help with improvements such as:

  • Updating a kitchen or bathroom
  • Adding new flooring or painting
  • Purchasing new appliances
  • Roof repair
  • Adding an addition
  • Upgrading HVAC, Plumbing, Electric

The 203K and HomeStyle programs allow you to either purchase or refinance a home and build-in the costs for repairs/renovations. With financing as high as 115% of the after improved market value, you do not need a ton of equity to get the work done.

Thinking of buying an investment property that needs work? The Homestyle program can help with that also!

You can trust Keystone Funding Inc. to provide you with everything you need for a simple, rewarding home loan experience while you build and renovate the home of your dreams!

Questions? Call us at 610-345-9100.



Ken and his team we awesome to work with. You all made this process so easy. Thank you for all you did to make our dreams come true. I will recommend them to everyone I know.

dtpaint018 on 2018-02-01

Ken and his colleagues were very easy to work with to finance the purchase of our new house. Everyone was friendly and efficient and Ken was a great resource for questions about the process. He was able to get our pre-qualification letter out the same day we needed it. Once we were under contract, at his recommendation, we locked in our rate at a great time and there was no drama in the closing process. We were able to do all the paperwork online--no messing with fax machines or dropping physical papers off anywhere. We would definitely work with Ken again.

jessifails on 2018-02-01

Ken and his team are a pleasure to work with! He was always happy to help and answer any questions we had and keeping in contact every step of the way.

MMM1117 on 2017-05-01

We only had just over a month for have our loan ready. Ken assured us it would be ready. From start of the process to the closing, the process was seamless. Ken's team was efficient, knowledgable and helpful the enter time. They assisted us with everything that was needed and kept us informed the entire time. I would recommend Ken and his team to anyone needing a mortgage.

LynneFlatleyOliver on 2017-05-01

Ken and his team have been great throughout my house purchase. They are always available and help you understand every step of the process. I would highly recommend!

steviep232005 on 2017-05-01

My husband and I just purchased a house, we are first time home buyers, and Ken was excellent to work with. He was very professional and timely in providing us with the information we needed to successfully secure our mortgage. There were no last minute surprises, everything went very smoothly. I would definitely recommend Ken.

hakeber123 on 2017-01-01

Mr. Pitts and his team were swift to support my fiance and I during every step of our housing process. He was courteous and swift to get in touch with us whenever we had questions, and professional even during negotiation over interest rates. If you go to the table with Ken, he will make sure you have the necessary financial backing to complete your purchase, without awkward issues arising during closing.

joshuanlarson on 2017-01-01

Ken recently assisted us with the purchase of our first home. Ken and his team were extremely helpful and informative throughout the entire process. I can not think of one negative thing to be said and very grateful for the professionalism, knowledge and experience that Ken brought to the table. Ken and his team assured that all necessary steps were completed well before settlement and the morning of settlement went through without a hitch. Ken also personally attended settlement with us and answered any questions that we had. A truly great guy and professional!

eric 12 on 2016-11-01

Ken and his team did a great job for my family on a very tight closing deadline. They kept us on track throughout the process. I would recommend them 100%!

ian24k on 2016-11-01

Ken and his team worked tirelessly to ensure my primary and swing loan took place as promised. Each step in the mortgage process was explained and then executed. Ken was in personal touch with us the whole process. Ken created very informative and entertaining videos to help explain portions of the mortgage process. Definitely a 5 ⭐️Team.

josephaschubert on 2016-10-01

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